The volume and number of people who use some form of personal credit have dramatically increased in the previous half-century or so! Despite the fact that credit reporting agencies readily publicize how they compute one's score, many people tend to be puzzled about what is required to protect and increase one's score! It's important to note that the three major agencies calculate these using slightly different criteria and/or measures, so it's a good idea to double-check your report with each of them at least once a year! (Note: By law, you are allowed to receive each of these at no charge once a year.) With that in mind, this post will aim to investigate, examine, review, and discuss the 5 main components that influence your score in a concise manner. Do You Understand The important Components Of Your Credit Score 1. Payment history: Your payment history accounts for around 35% of your overall score! Even if it was later, on a few occasions, especially if it hap
How to Secure Cloud Computing How to secure cloud computing in the new year and beyond is the topic of discussion among IT executives and others who understand the risks involved. There are two major questions to consider in this regard: how to secure cloud services in the short and the long-term, and how to implement it within your enterprise. Cloud computing has had its fair share of supporters. As for those who doubt its ability to deliver, the simple answer is: when it isn't working, it's not working! The reality that no one was prepared for or knew existed 10 years ago is no longer the reality that exists today. How to Secure Cloud Computing In this first part of a two-part series titled "Securing Cloud Computing on the New Year", authors Aleksey Yaroshevsky and Ivanoles respectively describe what they call a "rapid elasticity" approach. Using the example of Amazon's Web Services ( AWS ), they describe how a business can define its own paramet