The volume and number of people who use some form of personal credit have dramatically increased in the previous half-century or so! Despite the fact that credit reporting agencies readily publicize how they compute one's score, many people tend to be puzzled about what is required to protect and increase one's score! It's important to note that the three major agencies calculate these using slightly different criteria and/or measures, so it's a good idea to double-check your report with each of them at least once a year! (Note: By law, you are allowed to receive each of these at no charge once a year.) With that in mind, this post will aim to investigate, examine, review, and discuss the 5 main components that influence your score in a concise manner. Do You Understand The important Components Of Your Credit Score 1. Payment history: Your payment history accounts for around 35% of your overall score! Even if it was later, on a few occasions, especially if it hap
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